AHP Member Health Plans:

 

: Network Copay Plans

: Health Savings Accounts

: RightStart™ Network Plan

 

: Short Term Health Insurance

: Student Health Insurance

: International Medical Insurance

 

Other AHP Member Benefits:

 

: Free MembersRx Prescription Card*

: Member Life Insurance Plans

: Long Term Care Insurance

Association Clients
Member communication and education is key to the success of your plan.  AHP clients can download and request membership materials online or update their association member benefit communication schedule.

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AHP Representative Client List

Health Savings Accounts
Member's receive feeless and seamless HSA administration while potentially saving an average of 42% on their annual health insurance premiums.  Significant tax advantages also apply to qualified members.

Members may also choose their own custodial HSA account manager.

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MembersRx Card *
Free member prescription drug card with guaranteed member savings of 25% and up to 60%.  Members are not required to enroll in the Association Health Plan to receive this valuable benefit. 

MembersRx card is private labeled and tracked for your association group, providing aggregate membership data on overall savings and trends.

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Limited Medical Benefit Plans 

Now your members can have health insurance without giving up something else to pay for it.  RightStart^SM is the health insurance plan that gives members the everyday benefits they need — like a visit to the doctor or help paying for a prescription. And, if members need more serious care, there's protection for that too.

Some health insurance plans offer richer coverage, but it comes at a richer price.  RightStart^SM brings your members and their families health insurance for as much as 50% off the price of other popular plans. And members have access to quality health care facilities and doctors.

It's the access members want and the price they need - right now.

RightStart^SM Highlights:

	Deductible options Annual amount you pay before benefits are paid		$500, $1,000 and $2,500 for individual.  Family deductible is three times the individual deductible (family = 3 or more people).   Individual non-network deductible is plan deductible + $1,000.   Family non-network deductible is three times the individual non-network deductible.
	Coinsurance options		50% or 75%   Non-network coinsurance is network coinsurance less 20%.
	Coinsurance out-of-pocket maximum Total out-of-pocket maximum equals coinsurance maximum plus deductible		$2,000 when you choose 50% coinsurance. $3,000 when you choose 75% coinsurance.   Individual non-network out-of-pocket maximum is $8,000 for both coinsurance options.1   Family non-network out-of-pocket maximum is $16,000 for both coinsurance options.1
	Doctor Office Copay (DOC) Optional benefit		$25 per visit up to 2 visits per person each calendar year.2
	Annual Maximum $50,000 and $250,000 options also available		$100,000 per year
	Outpatient services maximum $5,000 and $10,000 options also available		$2,500 per year (Available with $50,000 and $100,000 annual maximums) (Additional options available with $100,000 and $250,000 annual maximums)
	Prescription drugs maximum Annual maximum amount available as buy-up option		$2,000 limit per person each year  Generic: $15 copay / No deductible  Brand: $25 copay + 50% coinsurance / $500 deductible.3 (If you choose brand when generic is available, you will pay the difference.)
	Lifetime maximum		$2 million
	Accident Medical Expense (AME) Optional benefit		$300, $500 or $1,000

 

Note: All maximums are on a calendar-year basis. Options may vary by state.

1 Non-network out-of-pocket maximums do not apply to Traditional plans. Subject to reasonable and customary charges.
2 Doctor Office Copay option not available with Traditional plans.
3 Family deductible is 2 times.

Contact

For more information about AHP's limited medical plans, please call  (866) 633-6322 or complete the online proposal request form.