• "I'll only be without coverage for a few months"
• "I'm strong and healthy. I don't need insurance."
• "An accident will never happen to me."

Short Term Medical is a temporary health insurance plan that offers $2 million or $5 million in valuable health insurance coverage for 30 - 365 days.

• Go directly to our online member enrollment system.

AHP provides the nation's leading Short Term Medical (STM) insurance plan with online proposal, enrollment, and policy fulfillment capabilities.  Members, managers, and their families can acquire coverage the same day they apply!

Short Term Medical coverage is ideal for Members who are between jobs, waiting for long term coverage to become effective, laid off, on strike, a recent college graduate, or seasonal / hourly employee.

Payment Options:

With Short Term Medical, you choose the payment option that's best for your temporary need.

• Single Payment - Ideal if you know the exact length of time coverage is needed. The minimum number of days you can purchase is 30 and the maximum is 365* days.
• Monthly Payment - Ideal if you are unsure how long you need coverage. This "pay as you go" option lets you continue coverage for as long as needed (up to 365 days*) or stop payments and discontinue the plan whenever you want. You make an initial premium payment for 35 days and subsequent monthly payments for 30 days.
  
  * The 12-month Short Term Medical plan is not available in some states. This Web site will only provide you with the ability to purchase plans available in your area.

If you pay your initial payment by:

• Automatic credit card and bank account debit - each month, your premium payments will be debited automatically from the account number you provided with your initial payment. Your account will be debited each month until you have reached a total of 6 or 12 months of coverage, depending on the policy you purchase*. If your temporary need ends prior to the 6th or 12th month, call us at 1-800-800-5453 and we will stop the automatic debit. (Please note: 7 days advance notice is required to ensure future debits are stopped.)
• Check - you will receive coupons via the U.S. Postal Service for all subsequent payments. Each month, mail your check with the coupon to  Health. Each coupon pays for an additional 30 days of coverage. Note: No lapse notices are sent.

• Go directly to our online member enrollment system.