Affinity Health Plans - Our plans begin with your members

Call 1-866-633-6322 and see how

we can tailor a health plan for you.

NRF Health Insurance Benefits Program™

Designed exclusively for members of the National Retail Federation

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Health Insurance Quote
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NRF Members
Receive your health insurance quote today and submit your application for coverage! It's that easy!

Member Health Plans:

: PPO Copay Plans

: Health Savings Accounts

HSA Calculators

Frequently Asked Questions

HSA Proposals & Applications

Schedule An HSA Consultation

: Short Term Health Insurance

: Student Health Insurance

: International Medical Insurance

: Limited Medical Plans - RightStart™

: Long Term Care Insurance

Other Member Benefits:

: Free Prescription Drug Card

: Life, Dental, Vision & Disability Plans

: Member Health Discount Plans

Health Savings Accounts
Member's receive a 50% association discount on all HSA administration through our exclusive arrangement with HSA Bank (hsabank.com). Provider coded MasterCard's with complete online tracking, billing, deposits, and much much more.

Members also have the freedom to choose their own custodial HSA account manager.

learn more about HSAs

Member RX Card *
Free member prescription drug card with guaranteed member savings of 25% and up to 60%. Members are not required to enroll in the Association Health Plan to receive this valuable benefit.

learn more

The NRF Health Benefits Program provides our members, their families and employees with comprehensive, affordable health insurance and other necessary life event benefits, including:

NRF Health Benefits brings you choice and flexibility while providing potential savings of thousands of dollars annually. Average annual savings using our comprehensive Health Savings Account are 42% with significant tax advantages.

Request your comprehensive member health insurance proposal and application today.

Choice Of Plans AHP® provides members real value and health plan choices. Members may realize average annual savings of 42% on health insurance premiums.

Members may choose from AHP's triple platform health program, including HRAs, HSAs, and PPO Copay Plans.

Valuable ancillary benefits, such as life, dental, vision and disability income plans are also available with substantial savings.

Provider Access AHP® provides you with access to more than 500,000 participating providers and over 5,000 medical facilities.

90+ PPO networks are contracted with various industry partners throughout the country. To view a complete list of provider networks, click here.

Call 1-866-633-6322 and speak with a representative today. You have no obligation to enroll and could save up to 42% on your health insurance.