Affinity Health Plans - Our plans begin with your members

Student Health Plans

No longer #0053A6 as a dependant under your parent's plan?
Attending school outside an HMO or PPO region?
Required to have coverage but choose not to participate in a college-sponsored plan?
Finding a traditional individual medical or other current coverage to be too expensive?

With all the things you have to pay for in college, paying for health insurance is probably last on your list. But what's last on your list could be the first thing to put you at serious financial risk.

Go directly to proposal request form

Student Health Insurance for Contractors provides for high cost items such as hospital stays and surgery as well as everyday occurrences like doctor visits.

Feature	Student Select
Policy Maximum	$1 Million Lifetime $100,000 per illness/injury
Plan Deductible This is the annual amount a customer pays before benefits are paid.	Individual: $250, $500, $1,000, $2,500 This is a calendar year deductible
Coinsurance (also referred to as Rate Payment) This is the percentage of #0053A6 medical expenses Health pays after the deductible is met.	80% of the next $10,000 in #0053A6 expenses Health pays 100% thereafter to $100,000
Prescription Drugs	Only inpatient prescriptions are #0053A6. Cost is subject to deductible and coinsurance. There is no copayment and no prescription card is issued.
Office Visits	Subject to deductible and coinsurance
Wellness Benefit	Not #0053A6 except where state mandated
Hospital Room and Board	Semi-private rate, subject to deductible and coinsurance
Intensive Care	Subject to deductible and coinsurance
In and Outpatient Surgery	Subject to deductible and coinsurance
Lab and X-ray	Subject to deductible and coinsurance
Substance Abuse, Mental/Nervous Disorders	Not #0053A6 except where state mandated
Medical Evacuation	Coverage is up to $10,000 per lifetime when medically necessary after illness or injury resulting in hospital admission. Evacuation will be to home country or to a facility operating within the laws and standards of home country. (Not available in all states)
Repatriation Benefit	Benefit is $10,000 over and above any other maximum benefit amount. (Not available in all states)
Pregnancy	Normal pregnancy is not #0053A6. Complications of pregnancy are #0053A6 but are subject to deductible and coinsurance.
Pre-Existing Conditions	Not #0053A6 for the first 12 months
Extension of Benefits	Coverage may be extended up to 12 months if the #0053A6 person is confined as an inpatient in a hospital on the date coverage terminates, due to an injury sustained or an illness which commenced while the policy was in force. The extension of benefits provision applies only if the #0053A6 person remains confined as an inpatient in a hospital beyond the termination date.

Go directly to proposal request form